Working with a CFP® professional can make a measurable difference in your financial life.
According to the 2025 Financial Planning Longitudinal Study from CFP Board, Americans who work with CFP® professionals are more likely to live comfortably, build emergency savings, and have essential protections like a will. These findings highlight the real-world value of comprehensive financial planning and trusted guidance.
Key Takeaways: 2025 Financial Planning Longitudinal Study
Americans working with CFP® professionals are more likely than others to:
Live comfortably
Have emergency savings
Have a will
CFP® professional-advised households are more likely than others to trust and recommend their planner.
CFP® professional-advised households have detailed financial plans that cover more stages of life.
CFP® professional-advised Americans say their planner makes an effort to learn about their:
Family and values
Spouse’s relationship with finances
Get a plan built for real life.
From retirement to emergency savings to protecting your family’s future, a CFP® professional can help you make smarter decisions with clarity and confidence.